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As part of the entry requirements for Russia, foreigners are asked to have health insurance coverage.
Previously, it has been a requirement to show proof of health insurance to get a visa for Russia.
The process of applying for a visa for Russia can now be done online thanks to the E-visa service.
Many travelers are now asking if they need insurance to get the online visa for Russia.
Do I Need Health Insurance to Get the Russia E-visa?
You can get the Russian E-visa without proof of health insurance.
The new online platform has been made as straightforward as possible to make it easy to get a tourist or business visa.
To this end, the only documents you have to upload to support your visa application are an image of your passport and a photo of your face.
However, it is still mandatory to have medical insurance to travel to Russia.
When you arrive at Russian border control, you will likely be asked to show your insurance policy as well as your E-visa.
What Is the Mandatory Medical Insurance for Russia?
Russia insists that foreign visitors have health insurance.
The reason for this is to cover the cost of any medical treatment needed during their stay.
Your health insurance policy must cover your entire stay in Russia.
Most policies for tourists cover medical costs including:
- Ambulance service
- Hospitalization and medical bills
- Repatriation of the body in case of death
Many also include doctor consultations, emergency dental care, and medicines.
When Do You Need to Show Your Medical Insurance Policy for Russia
A border control officer will probably ask to see proof of health insurance upon arrival in Russia. If you are traveling on an E-visa, this is where your insurance will be checked.
If you are ineligible to get the E-visa and are applying for a visa through a Russian Embassy, you will need to provide details of your insurance policy.
It is therefore essential to purchase a health insurance policy before traveling.
Is my medical insurance valid in Russia?
Many people decide to sign up for private healthcare in their home country. In this case, policies can vary greatly. Although some comprehensive insurance contracts cover excesses incurred abroad, that is not the case for most individuals.
It is paramount that travelers contact their insurer to check whether their policy extends overseas and includes Russia. Those who are still in doubt may also refer to their nearest Russian embassy or consulate for advice.
Should I Get Travel Insurance for the Russia Tourist Visa?
Although they often get confused, travel insurance and health insurance are not the same. This does not mean that tourists are advised against purchasing travel insurance but rather, that they should know the difference.
What is travel insurance?
Holidaymakers may face unexpected incidents and unforeseeable issues, no matter how carefully they plan their trip and how safe their destination. For example:
- The airline may cancel the flight for reasons beyond their control. In this case, they may not refund the ticket
- Luggage may be lost
- Belongings may be stolen
Travel insurance usually covers the above instances and in many cases, also emergency medical treatment. It is easy to see why many tourists decide to get travel insurance coverage before leaving for their trip abroad.
However and unlike health coverage, travel insurance is not mandatory to obtain permission to visit Russia.
How to Obtain Health Insurance for a Russian Visa
Fortunately, it is fairly easy to get insured for a holiday in Russia. A plethora of international insurance companies offer affordable policies that insure the traveler following the Russian visa regulations.
Usually, individuals can visit a branch in person. However, in most countries, it is now also possible to purchase medical insurance for Russia online from reputable providers. All the necessary paperwork will be sent electronically and can be then downloaded and used to apply for the visa.
Finally, many banks around the world have agreements in place with providers so that they can offer their clients the option of getting insured and pay for their policy directly through the bank.
